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La Financière agricole du Québec

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Financing

Guaranteed Loan

Bolster your business with a unique lever: a guaranteed loan. Advantages include a minimum discount of from 0.30 to 0.60 off the interest rate for the entire term of your loan and personalized support offered by our financing advisors.

Financial Support for Aspiring Farmers

With our Financial Support Program for Aspiring Farmers, we help young producers establish themselves on an existing farm or start a new business.

Capital Support for Aspiring Farmers

This financial product offers a capital payment holiday of up to five years. It aims to reduce the pressure on the company's cash flow during the transfer or start-up phase.

Growth Investment

The Growth Investment Program was set up for farmers who have projects to put forward, regardless of their production sector or which life cycle their business is in. It supports productive and sustainable investments.

Sustainable Growth Investment

The Sustainable Growth Investment Program was set up for farmers who have projects to put forward, regardless of their production sector or which life cycle their business is in. It supports productive and sustainable investments.

Support for Diversification and Regional Development

The Support for Diversification and Regional Development Program ended on March 31, 2020. The Growth Investment Program is replacing it. However, the financial assistance that may be granted for a project submitted under the Support for Diversification and Regional Development Program before April 1, 2020 will be paid according to the terms and conditions set out in the program.

Support for Québec Farm Business Development

The Support for Québec Farm Business Development Program ended on March 31, 2020. The Growth Investment Program is replacing it. However, the financial assistance that may be granted for a project submitted under the Support for Québec Farm Business Development Program before April 1, 2020 will be paid out according to the conditions set out in the program.

Seller-Lender Formula

When transferring a business, La Financière agricole’s Seller-Lender Formula may be an attractive solution, both for the seller-lender and the buyer.

Line of Credit

Opening a line of credit can help you meet financing needs for your operating expenses.

Protection against Interest Rate Hikes

The Program for Protection against Interest Rate Hikes aims to mitigate the impact of interest rate hikes on your operation’s finances and promote its development through financial support.

Credit Line for Investment

Forestry Financing

The Forestry Financing Program was developed in conjunction with the ministère des Forêts, de la Faune et des Parcs and is administered by La Financière agricole.