Description

The credit line for investment is a financial product that is completely different from the guaranteed loan. It makes funds available to you rapidly. It is right for you if you need investment money and financing on a regular basis. To obtain the credit line, you must have a detailed investment plan for your projects.

What sets the credit line for investment apart from a guaranteed loan?

The money available in the credit line fluctuates as cash is taken out and put back in. Money that is paid back can be borrowed again for other investments, without needing new guaranties and without any additional financial analysis.

With the credit line for investment, you have two options:

• You can choose a portion of the advance, with no repayment terms, which you can take out and pay back based on your needs;
• You can choose a portion of the advance, with repayment terms, like a guaranteed loan. The advance may be eligible for the Program for Protection Against Interest Rate Hikes and other business support programs.

The credit line offers greater flexibility for your investments and interest rates that are more attractive:

• Advance without set repayment terms: prime rate in effect + 0.5%
• Advance with set repayment terms: reduction in the interest rate based on the term